With Medica Solo, you have a copay for the first three times you are sick and have an office visit. Your office visit copay applies to the doctor's charge, but other charges for services received that day, such as for lab work or x-rays, will apply toward your deductible.

The plan also covers all of your physicals and routine care. And there's a stop-smoking program and a 24-hour nurse line. However, the plan doesn't cover maternity care, labor and delivery, or postpartum care. Why? Because Medica Solo is individual-only coverage. Also, remember, this is just a summary.